\car_talk

2020.09.29PAID OFF

Image of a Buick Lacrosse. Image Credit: newcars.com

I love my car.

We paid off my car last month. Even though I don't drive it for long distances — It gets driven nearly every day, but for just a few miles while I'm running errands — the joy of knowing the title is in the mail is nearly indescribable.

Yet, I'm torn. I live in a city where bougie foreign cars are the norm. The other night I was out to pick up meds for kiddo and a red Lamborghini Diablo drove right by me at the intersection. To be honest, I think the make I see most often is Mercedes Benz. Some of those sedans are gorgeous. So, in short, there's a part of me that would really like an upgraded car.

I just need to remind myself when I see these lovely machines that MINE IS PAID OFF.

But there's probably no harm in making a checklist of "wanna haves" and "gotta haves" for succession planning, right?



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2020.03.27Maintenance Issue

Image of a Buick Lacrosse. Image Credit: newcars.com

I love my car.

Years ago when I was looking for another car, I test drove racy, sporty cars like the Ford Mustang and the Chevy Camaro... and I didn't care for them at all. Why? They look and sound AMAZING — and they are — but they lack what I want more in a car, and that is comfort and elegance. Those cars are built for speed, and they've got some damn fine hardware under the hood — but to keep the cars light, their interiors are thin black plastic.

Not for this kid. I want the lovely leather interiors that feel like a leather chair or sofa. I'm built for comfort, not for speed. So those amazing sporty cars aren't for me.

This past week, my beloved car had to spend some quality time in a shop, getting a solenoid valve replaced. Specifically, the intake cam solenoid. $122 part, and labor cost 3.5 times what the part did.

By the way, a solenoid valve is simply a value that is opereted electrically/electronically.

My car is a 2013. My daughter is a 2006. I think you can appreciate where this is headed. Well, for now, I'm not ready to give it up or buy something else. We'll have it paid off at the end of the year — I want a few years without a car payment. No. I need a few years without a car payment.

This car has been extremely dependable — I think the most money I've put into it has been for new tires, before now. But if I start spending more maintenance money, then might be the time to think about what I'm putting into it versus what it's worth.

I'm hopeful that won't happen for a long time.



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2018.12.04It's That Time Again

Image of a 2019 Jaguar E-PACE. Image Credit: Jaguar Land Rover

Where does the time go?

We've only two payments left on the lease of our "van," a beautiful brown, um.... large SUV with third row seating. So it was time to get serious about our next car.

Now that we're living in the "Big D," we have many more options available to us than the Ford, GM and Nissan dealerships where we used to live. In fact, one normally doesn't see any of those cars where we live now — Ford and Chevrolet are favored in trucks. About the only Ford car you'll see on the road here is the Mustang; about the only GM car you'll see on the road here is... mine.

But this wasn't about my car; this was Laurel's show. Topping her list were:

  • Mercedes-Benz GLC300
  • Mercedes-Benz GLA250
  • Inifiniti QX50
  • Jaguar E-PACE
  • Land Rover Discovery Sport
We also drove an Audi Q7 and a BMW X2.

In our testing, we felt the GLC300 was superior for its comfort, but the Jaguar was the only vehicle to offer emergency braking, lane keep assist, and adaptive cruise control in a 9-speed, all-wheel drive small SUV.

The Jaguar was also the only car on the list that offered maintenance included in the lease, and a dealership willing to pick up the vehicle from the house and return it once the maintenance was completed.

All-in-all, The Jaguar E-PACE was a complete "no-brainer" choice. It out-featured every other car on our list.

... and my wife gets to say she drives a Jaguar.



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2014.03.17I Nerd Like That



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2013.12.12Switched Cars

Well, it's that time of year again — temps have plummeted and driving has become tricky. Laurel has insisted I now drive her car back and forth and leave mine at home for her if needed.

Her car certainly doesn't handle like mine does. It's way bigger and has four-wheel drive — which, of course, is why she insisted I take it.

I confess I like my zippy little car.



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2013.05.06Traded in the VW

I didn't want to do it.

But the simple fact is, I could lease a 2013 and spend about $100 less each month than continuing payments on my lovely 2011.... so I let it go.

Gone with it are a few amenities I'm already missing: A rear windshield wiper (the new lease is a sedan), the convenience of locking and unlocking the car by touching a sensor on the door handle, and the AWESOME convenience of a push-button start. I feel a little embarrassed about getting into the seat, pausing, then fishing the key fob out of my pocket to place an actual key inside the steering column; then having to push a button on the fob to lock the car when I leave it.

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2012.08.16Chapter 5: Toyota Wins

With a higher trade-in value than VW was willing to give, plus payments remaining basically where they are, we decided to let the VW go and sign on the X for "The Cherry Bus".

My wife is driving the truck home now to clean it out. We'll return the truck to the dealership this evening, sign papers, and drive "The Cherry Bus" to kiddo's soccer practice.

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2012.08.16Chapter 4: Bad Call from the VW Dealership

VW's appraisers valued the truck about $2K low, which would put our payments on the Beetle we drove at about $50 higher than I'm currently paying for the truck.

If we were to go for one with a leather package (plus the sport kit and 19" wheels), it'd be another $30/month on top of that.

My point on this to begin with was to get more out of the money I was paying already.

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2012.08.16Chapter 3: Car Comparison

The brackets appear to be pared down to the new Beetle and "The Cherry Bus." Our goal is to basically swap the truck for the vehicle of our choice. We understand that, from a dollar value perspective, the truck is more valuable than either of the two contenders.

But we also realize these are two different types of cars.

The Beetle is fun, small, peppy (turbo!), and has plenty of amenities; the only minuses appear to be that there's no AWD available (although it is front-wheel drive and has independent traction capabilities), the seats aren't leather, it doesn't have a navigation system, and it's a two-door car.
  • As mentioned in previous posts about the truck, the truck was low on amenities to which our other car introduced me, and on which I've probably become spoiled — chiefly, Bluetooth connectivity for my mobile phone so that I can effortlessly have a call over the car stereo instead of having to dig my phone out of my bag or pocket and hold it up to my head while I drive. More than being a pain in the arse, it's unsafe.
  • AWD is a big factor for us — ever since we got the big snow a few years ago, my wife has become a firm believer in solid and safe performance on snow.
  • Back seat access (for kiddo) is important, but she's so excited about having a "slug bug" she doesn't appear to be too concerned.
  • Kiddo taught me the value of a leather interior. The beetle's seats are cloth, yet has heated seats (really? They can really do that??) and I'm going to be a big fan of those, particularly with 40 fewer pounds of insulation on my body.
Order one? Love to — but the dealership will require a downpayment to bring one here, and I don't have the liquid assets available to do that. Kiddo gives it a "thumbs up". The fun factor is the biggest plus -- In terms of Frosted Mini-Wheats, the Beetle is the frosted side.

The Venza is wide, spacious, and LOADED. It's got tons of amenities — BlueTooth, leather, AWD, six CD changer, navigation system, heated seats, hot tub, olympic-sized swimming pool. Cons? it seems HUGE — and for good reason: the truck is 74.6" wide; the Venza? 75", not including the mirrors. Even the track width is greater on the car by an inch. The car has 58K miles on it, and isn't my wife's favorite color (meh). I think it's kiddo-approved. I suspect the Venza is the better value. Back to my Frosted Mini-Wheats metaphor, the Venza is the wheat side.

It's probably going to come down to which dealership comes closest to us financially. Since we bought the truck from the Toyota dealership, I suspect closing the deal with Toyota will be easier.

We won't lose with either car.

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2012.08.16Chapter 2: "The Cherry Bus"

Last night we took a "quick trip" to the dealership mentioned previously as the one at which I didn't care for how we were treated.

Bastards trotted this out:
My wife nearly lost her mind. A Toyota devotée, she pretty much fell in love with this car - it was loaded with everything we wanted. Including all-wheel drive.

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2012.08.15Chapter 1: We're Dumping the Truck

"I'm afraid it's just not a good fit."

We decided this past weekend that we're paying way too much for a truck that really isn't being used as intended.

A few minutes ago my wife met me in my office parking lot with this:
Besides, it's through a dealership in town that I really like — I must say I didn't care for how we were treated at the other place.

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2012.05.30Amenities

It occurred to me last night that, of all of the amenities of the car which I don't have in the truck, the thing I really miss is the hands-free mobile phone capability.

I found myself wondering whether I could have a stereo installed that has the capability. As it happens, Toyota has a kit called BLU Logic that should fit the bill. But just for fun I went surfing for car audio systems too.

That's when I found this and started to drool: The JVC 50W x 4 MOSFET Apple® iPod®-/Satellite Radio-Ready In-Dash DVD Deck.

Hubba.

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2012.05.22Publicly Available Information

A financial institution from way back in my military days sent me an invitation for a credit card. It was good enough to make me take the bait. So I called and they took my application over the phone.

Part of the process involved asking me questions to verify my identity using "publicly available information." Their first question was the color of my 1994 Honda Civic.

Holy cow! How the Hell did you know I had a Civic? I didn’t buy it through them!

Another question was about a different car I owned. That one was not financed through any institution.

I was amazed at the quality of data they had available to them. Even down to the COLORS — and by the way, colors are not coded into a car's VIN.

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2012.05.21New Discovery

The stereo actually increases and decreases its volume according to your rate of speed and acceleration. Weird!!

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2012.05.02First Day

Yesterday was my first full day of driving the truck. By way of celebration, kiddo found a mud puddle in her daddy’s back yard and explored the opportunity to the fullest.

Thankfully, he threw her in the shower before we picked her up.

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2012.05.01Some Adjustments Must Be Made

Honestly, I'm having a hard time remembering that I have to actually dig the key out of my pocket to unlock and actually START the truck.

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2012.04.30Two Nerds, One Truck

The half-serious car search came to an abrupt end on Saturday.

We went to a dealership to look around and kill a little time with kiddo. We drove several cars, including a Toyota Tacoma truck to humor kiddo. We were stunned at how well it drove, and, well, we'll pick it up today.

We seriously considered a 2011 Nissan Murano that was L-O-A-D-E-D. It even had butt-warmers for the back seats. It drove deliciously. We tested a Mazda CX-something that was okay, but was very rigid. We even sat in a Mini Cooper and a lovely Audi TT. But what actually won our hearts was a Toyota Tacoma pickup.

I know, right?? What geek drives a pick-up?

Well, I guess I do.

The truck itself rides rather well. The cloth interior is rather no-frills, save the CD player and the back-up camera, which displays in the rear-view mirror. The truck is a V6 4WD with 22,000 miles — a commercial vehicle in its previous position. Key feature is the double cab — it’s got full-sized back doors and a short bed, plus towing package. It even has a locking cover that goes over the bed. (It uses a KEY. How analog!)

My lovely car, which is a year old, becomes my bride's main transportation. Since she’s working from home now, it’ll mostly stay in the garage — even over the winter. I’ll drive the pickup as our “city” car, and the nice car stays nice (assuming I can teach my wife how to use the trash can in the back seat).

PLUS, it fits in our garage. We checked. Funny that the radio antenna hits the garage door — same thing happens on the other car, which doesn’t sit as high.

Links:
Review: 2010 Toyota Tacoma


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2012.04.30At Least We Still Get to Visit

The Mustang I sat in a week ago at the Ford dealership is parked outside my office with a temporary tag on it.

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2012.04.24Is It Wrong to Judge a Car By Its Website?

In the interest of fairness, I spent a little time "cruising" (get it??) the Chevrolet website yesterday, looking at their camaros.

Have to say, Ford's web presence for the Mustang is far more impressive. I think Ford gets that the visitor's ability to make selections and to be able to visualize the results should translate into sales. I wonder if it really does?

Links:
2013 Ford Mustang
Chevy Camaro


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2012.04.22The 2013 Ford Mustang GT

We're in the market for another car. My wife's car is going away in favor of something with a lower payment. Since we already have a "family car" in our VW, we wondered if this second car might be something a little more fun. We drooled over the caramel-colored leather seats, went ga-ga over the retro dashboard gauges, and swooned to the throaty roar of the engine.

We're keeping our eyes open for other options, but don't count the new Mustang out quite yet.

Links:
2013 Ford Mustang


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2011.11.26Moved on.

I replaced my good ol' car in September. I did it partly because a tornado which had come through a few months before did a fantastic amount of damage to my trusty ride. Instead of using the money to fix up the old one, I traded it in on a hail-damaged (but repaired) 2011 model year Volkswagen.

Having a car payment again sorta rubs. But WOW is this car awesome!

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2010.10.28Useless facts about my car!

$870 in routine maintenance repairs today. Thanks to the spreadsheet, I noted that one of the parts that was replaced today had only been in service for two and a half years. Did that knowledge help me earlier today? No. But it could be helpful later if something by the front wheels feels "loose" again.

So, in celebration of the money I blew on a car that's only worth about $5500 now (thanks, KBB), I thought I'd offer some completely useless facts about my car.
  • The car has been in service for 3,454 days.
  • Over it's operational life, it has been fueled 483 times.
  • On average, I burn $3.24 in gas per day, spend $1,184.22 on gas for this car each year.
  • I have spent $11,193.30 on fuel for this car in total.
  • My lover believes I'm completely dorktastic for having calculated all of this.
  • She's right.
  • I have had the oil changed 26 times.
  • I've only ever taken this car to ONE place to get it cleaned, and have done so 50 times.
  • Including the work done today, I've spent $9,175.77 on maintenance; that's 41.4% of the original cost of the car.
  • Spread over the life of the car, I spend an average of $969.65 on maintaining that car each year.
  • When boiled down to an average per day, maintenance costs $2.66; when added to the $3.24 in gasoline, it costs me an average of $5.90 to drive this car each day.


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2010.10.28Keep it or move on?

So I have reams and reams of data about my current car, as you've seen. What I don't have, however, is context; given that I will have had the car for TEN YEARS next May, I may suspect that spending just under $1000 on maintenance each year is pretty cheap for its age (and suggests a quality vehicle), but I don't know that it is. (Des Toupes, a senior editor for MSN Money, advises "anybody with a car older than three years should be tucking aside $50 a month for repairs and maintenance." Averaged out, I'm spending $80.)

Also unknown is at what point supporting the car becomes (or became) a bad deal. Austin C. Davis, who bills himself as "The Honest Mechanic", opines, "I would replace your current vehicle if your average yearly auto repair bills are more than ten percent of the price of the new car you would like." I'm well under Davis' threshold.

Have thoughts on this? Please drop me a line!

Links:
Des Toupes, Keep your old clunker or buy a new car?
Austin C. Davis, Should I Buy a New Car?

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2010.01.102010 GMC Terrain *slobber*

Usually by this time of year, for the past few years, I fantasize about some vehicle like the GMC Acadia that looks totally hot and can laugh in the face of winter. Now that I'm living somewhere where my car is actually covered, these urges are fairly muted.... or were. Tonight, while watching football, I saw an ad for the 2010 GMC Terrain (link to GMC) — it's got the sex appeal of the Acadia BUT is smaller. THIS could be JUST what I've been looking for. MSRP tricked out: $36K. Oh - note to GM: Enabling your stupid music on the Terrain web page by default is annoying. Stobbit.

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2009.12.27Remote starter versus gasoline mileage

Filled my tank today and knew simply by the trip odometer the numbers weren't going to be good. Sure enough, my cost to drive based on gasoline alone has shot up to $0.24/mile. The culprit must be use of the remote start unit. Put simply, it's little wonder why I only went 122 miles on nearly eleven and a half gallons of gasoline when most mornings the car runs for about ten minutes with the heater on before it goes anywhere!

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2009.11.28Not sure what kind of a milestone this is... and I dunno if $6 per day is something to be happy about or not!

I'm not half-geek for nothin'. This is the part where I admit I keep a spreadsheet which catalogs certain information about my car. Not that this is necessarily anything to be proud of, but this thing has five tabs: one serves as a service record. It's the main reason why I keep the document: If I should decide to sell this car, any prospective buyer can see everything that has been done to the car from a maintenance perspective. As a buyer, I think that's important. The other tabs document oil changes, gasoline milage, cleaning, and the last contains graphs based on the data. That's where the chart I posted in May, 2007 came from.

The gasoline milage tab is well-used. It is here I record data from my gas receipts. Columns include date, odometer, calculated trip distance, gallons, price per gallon, calculated mileage, the cost to drive the car per mile (based on gas prices), and the date interval between fills. As you can probably guess, the input values serve as the basis for the calculated values. And although the calculated mileage per gallon is the main object of the exercise, I later added columns which compute the total number of gallons of fuel the car has consumed, the total cost of fuel for the car, and the car's length of service. Yeah, these are pure infoporn, but they somtimes reveal interesting information.

Which brings me to the odd milestone. Apparently on my October 21st fuel stop I crossed the $10,000 mark in total fuel costs. On that date, my car had been in service for just under 8 1/2 years.

Knowing that seems to just inspire more infoporn: That puts my average annual fuel cost at $1,190, and an average daily fuel cost at $3.26.

Damn. Think about that. It currently costs me $.21 per mile, or an average of $3.26 per day — just in gas — to DRIVE MY CAR.

Aaaaaaaaaaaaaand because I couldn't leave well enough (?) alone, I figured out the average annual and daily maintenance costs just now. (I need a hobby.) Factoring those in, it's actually costing me $6 a day to drive my car. The annual maintenance costs average out to about $1,000 per year. I don't know if that's good or not. But whether it's bitch-worthy or not, the car is paid for.

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2009.01.29

It's damn cold here. Cold and snowy. So for Christmas, Santa gave himself the gift of warmth: a remote car starter kit. They're finally legal to use here, and I'm taking advantage. Oddly, my dealership will not install them, but the servicepeople were falling all over themselves to recommend only the local Best Buy for the task. I've found I had to reorient my brain meats slightly to use it properly, but oh what a difference it makes!!!!

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2008.11.09

Gasoline prices have plummeted to $2.06/gal here. While I'm more than happy to be paying half of what I had been, I'm deeply troubled by the rapid decline. I know it's just part of so many things about our economy that are in the toilet.

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2008.09.17

Last Friday afternoon Hurricane Ike struck Texas, and sent this place into a gasoline frenzy. Gas stations were PACKED when I stopped in — I didn't have much of a choice. Their price was $4.99 per gallon when I pulled up — and they reset the price just as I was about to fuel up to $5.39. Our fair governor made a televised address that night warning stations of prosecution if they found proof of price gouging. I have my receipt ready to fax to the Attorney General's office.

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2008.06.22

I got to thinking about my driving — how far and where I generally drive — and realized that I was in a fair position, assuming the weather coopoerates, to exchange driving my car for riding a 50cc scooter. So I did. Last week I bought a cheap scooter and started riding it into work and back every day. The "meep-meep" has a 1.0 gallon tank, and I seem on track to consume one gallon per week. Paying $4/week for gas seems a nicer alternative than filling up my car for $50/week. Obviously longer trips and errands I run with my wife will still require the car, but, given fair weather, the scooter seems viable daily transportation for me 'til fall. Besides — I don't have to mess with coveted parking spaces on the scooter — I can lock it to the bike rack right outside my building! Better for the environment, cheaper for me, AND preferred parking — what's not to like?!

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2008.02.10

On the topic of when to give up on maintaining a car (relative to it's value), I actually left a message for the boys at NPR's Car Talk on the subject. I'll let you know if I get a return call ("stay tuned!").

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2008.02.08

Had my car serviced for a few things today. Freaking OUCH! I've got about 62,000 miles on it now, and was due for an oil change. So I brought it in for routine 60,000 mile service, plus to have the lock mechanism on one of the doors repaired, and the lid to the center console replaced.

$1100 later, I drove off with the job incomplete.

Twice in my presence the guy who wrote up the order messed up the numbers. The first time was the telephone number I spoke; the second was the mileage on the car. Little mistakes to be sure... but seems odd both involved transcribing numbers. Makes one wonder whether the prices of some of these activities was mistranscribed too... I've got about 1100 reasons to be a tiny bit suspicious.

Part of the reason for the high cost was the surprise replacement of a leaking master brake cylinder. Another was replacing the stupid center console lid — the plastic underside was cracked. I'm sure I did that by leaning on it at some point. And although the replacement part for the door was $40, tearing the door apart to find out what was wrong cost nearly four times the price of the part.

Seven years ago when I bought this car I told myself I didn't have any right to bitch about upkeep. I'm still staying mostly true to that: Driving a car costs money. And I'm not skimping on any of the maintenance required. But keeripes! $600 in parts and another $500 in labor?! And two weeks before this, it was $220 for a replacement windshield. I know that taken together these do not represent the car falling apart... but perhaps I should start to consider its present value in future maintenance decisions. I paid $22K for the car new. Kelley Blue Book online suggests the going suggested retail for my car, in excellent condition, is $12,255 (55% of the original value), or $8000 trade-in (36%). In contrast, I've spent about $5K in total maintenance, on the car; $3K of that has been in parts. Plus I know the moon roof must be replaced; that assembly could cost another $1000.

With all of these numbers, there's got to be formula in here somewhere... some industry standard or common wisdom that says, "if you spend n% of the car's total value in parts, you're better off buying another car." Anybody know of such?

From a time perspective, the 30kmi check happened a little over three years ago. That was the last major maintenance expenditure. I guess if I can get another three years out of this car, I'll have done very very well for a modern car.

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2007.11.24

Starting to think about replacing my current car. It's seven model-years old, and I must say I'm not entirely emphatuated with the direction the company took the platform. We use our car for camping, and transport bicycles and kayaks on it. I need something I can still take to a campground, for goodness' sakes. It's no humvee, but at least we won't get laughed off of our campsite. I don't feel the same about the '07 and '08 models out now. So I'm entertaining two other models: the GMC Acadia and the Ford Edge.



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2007.05.14

Let's start this one off with a rant about gas prices. (And let's combine it with evidence of how anal I am.) Sherman, set the wayback machine for May, 2001. I bought my current car at that time. It came complete with a manual and new car smell. The manual told me that I wouldn't be able to gauge my gas milage until the engine was broken in. Not satisfied with that, I set about calculating it for myself. I still had the receipt from the first tank of gas (that I could account for), so I figured it was now or never.

Today, I can tell you to the penny how much money I've spent on that car. And I can tell you confidently that it costs nearly three times as much to drive it today as it did then. The charts below depict the prices I paid for gas over the six-year period and my gas costs per mile, respectively.

In November and December of 2001, the price of gasoline flirted with, and actually fell below for a day, $1. I spent roughly $.07 on gasoline for each mile I drove. Lately with gas prices above $3.25 per gallon, that per-mile cost figure has reached $.20.

Now you may not care that you're handing over $1 for every five miles you drive. But think about it the next time you use your car for company business. Will their per diem rate cover your gas expenses?



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